1. Purpose & need of insurance
2. How insurance works
3. The business of insurance - pooling of risks and resources
4. Tnsurance as a social security tool
5. Role of insurance in economic development

1. Contract of insurance
2. Utmost good faith
3. Contractual duty
4. Insurable interest
5. Examples of insurable interest
6. Time when insurable interest should be present
7. Assignment
8. Indemnity
9. Motor insurance
10. Marine insurance
11. Limitations on the insurer’s liability
12. Subrogation
13. Subrogation under policy conditions
14. Contribution
15. Contribution under policy conditions
16. Proximate cause

1. Proposal forms
2. Policy forms
3. Warranties
4. Cover notes
5. Certificate of insurance
6. Endorsements
7. Renewal notice

1. Basis of rate making
2. Degree of hazard
3. Classification of risks
4. Past loss experience
5. Withdrawal of tariff rates
6. Motor third party insurance rates
7. Filing of products
8. Class rated products
9. Individual rated products

1. Insurance act, 1938
2. Insurance regulatory and development authority act, 1999
3. Commission, brokerage or fee to intermediary or insurance intermediary
4. General insurance business (nationalisation) amendment act, 2002
5. Insurance regulatory and development authority (licensing of insurance agents) regulations, 2000
6. Important provisions
7. IRDA regulations (advertisements)
8. Functions of a direct broker
9. Code of conduct
10. Remuneration
11. IRDA regulations 2000 (surveyors & loss assessors)
12. IRDA regulations (third party administrators – health services) 2001
13. IRDA regulations, 2002 (protection of policyholders’ interests)
14. IRDA regulations (micro-insurance) 2005
15. Consumer protection act, 1986
16. Ombudsman

1. The standard fire and special perils policy
2. Fire
3. Lightning
4. Explosion / implosion
5. Aircraft damage
6. Riot, strike and malicious damage
7. Terrorism damage exclusion warranty
8. Terrorism cover
9. Deductibles
10. Impact damage
11. Subsidence and landslide including rock slide
12. Bush fire
13. General exclusions
14. General conditions
15. Add on covers
16. Special policies
17. Floater policy
18. Declaration policies
19. Reinstatement value policies
20. Industrial all risks policy
21. Agreed bank clause
22. Fire proposal form
23. Consequential loss (fire) insurance
24. Indemnity period
25. The sum insured

1. Who effects the insurance
2. Marine policies
3. The marine policy form
4. Institute cargo clauses (c)
5. Institute cargo clauses (b)
6. Risks covered
7. Institute cargo clauses (a)
8. Exclusions
9. Duration of cover
10. Institute cargo clauses (air)
11. Inland transit (rail / road) clause ‘c’
12. Inland transit (rail / road) clause ‘b’
13. Inland transit (rail / road) clause ‘a’
14. Registered postal sendings
15. Rating and underwriting
16. The practice of cargo insurance
17. Marine policy
18. Open policy
19. Open cover
20. Certificate of insurance
21. Special declaration policy
22. Particular average
23. General average
24. Sue and labour charges
25. Extra charges
26. Claims documents
27. Inland transit claims (rail / road)

1. Motor vehicles act, 1988
2. No fault liability
3. Certificate of insurance
4. Transfer of certificate of insurance
5. Motor accidents claim tribunals
6. “hit and run” accident
7. Liability only policy Personal accident cover for owner-driver
8. Private car package policy
9. Section i - “own damage”
10. Sum insured – insured’s declared value (idv)
11. Section ii- liability to third parties
12. Section iii – personal accident cover for owner-driver
13. General exceptions
14. Rating
15. Private cars
16. Additional premium
17. Electrical / electronic fittings
18. Use of cng / lpg fuel
19. Fiber glass fuel tanks
20. Motorised two wheelers
21. Four wheeled vehicles (passengers for hire)
22. Goods carrying vehicles (public carrier)
23. No claim bonus Claims (own damage)
24. Theft claims
25. Third party insurance

1. Types of disablement
2. Additional benefits at no extra premium
3. Exclusions Policy conditions
4. Family package cover
5. Proposal form
6. Flight insurance coupons
7. Group personal accident policy
8. Salient features of group policy
9. Janata p.a. policy
10. Claims documents

1. Introduction
2. Mediclaim policy (individual)
3. Domiciliary hospitalisation benefit
4. Exclusions Conditions
5. Cumulative bonus
6. Cost of health checkup
7. Sum insured and premium
8. Age limit
9. Family discount
10. Proposal form
11. Medical questionnaire
12. Group mediclaim policy
13. Group discount
14. Bonus / malus
15. Maternity expenses benefit extension
16. Details of insured person
17. Cancer policy (cpaa)
18. Critical illness insurance
19. Overseas medical policy
20. Section a – medical expenses and repatriation
21. General exclusions (all sections)
22. General conditions applicable to all sections (some examples)
23. Plans
24. Corporate frequent travellers
25. Corporate group omp (declaration basis)
26. Undertaking by the insured
27. Employment and study policy

1. Compulsory public liability policy
2. Compulsory insurance
3. Public liability policy (industrial / non industrial risks)
4. Extensions of cover
5. Non-industrial risks
6. Property in the custody of the insured
7. Sports facilities
8. Food and beverages
9. Products liability policy
10. Group products
11. Exports
12. Lift (third party) insurance
13. Professional indemnities
14. Employer’s liability policy
15. Directors’ and officers’ liability policy

1. Contractors all risks (c.a.r.) policy
2. Marine-cum-erection (mce) policy
3. Machinery breakdown policy
4. Contractors plant & machinery (cpm) policy
5. Boiler and pressure plant policy
6. Machinery loss of profits (mlop) policy
7. Advance loss of profits (alop) policy
8. Deterioration of stock policy
9. Electronic equipment policy
10. External data media (section 2)
11. Increased cost of working (section 3)

1. Burglary insurance
2. All risks insurance policy
3. Baggage insurance
4. Money insurance
5. Fidelity guarantees
6. Period of discovery
7. Types of policy
8. Television insurance
9. Pedal cycle insurance
10. Plate glass insurance
11. Neon sign insurance
12. Householders insurance
13. Shopkeeper’s insurance
14. Banker’s blanket policies
15. Jewellers’ block policies
16. Blood stock (horse) insurance

1. Obligations of insurers to the rural sector
2. Rural policies
3. The role of government
4. Cattle insurance
5. Claim procedure
6. Non scheme animals
7. Scheme animals
8. Sheep and goat insurance
9. Poultry insurance
10. Underwriting considerations
11. Dog insurance
12. Silk worm insurance
13. Honey bee insurance
14. Horticulture / plantation (inputs) insurance scheme
15. Horticulture crops
16. Plantation crops
17. Comprehensive floriculture insurance
18. Agricultural pump set policy
19. Salt works insurance
20. Cycle rickshaw policy
21. Animal driven cart insurance
22. Gobar gas insurance
23. Hut insurance
24. Janata personal accident policy
25. Gramin personal accident policy
26. Farmers package insurance scheme
27. Tribal package insurance

1. Procedure
2. Investigation and assessment
3. Surveyors and loss assessors
4. Claims documents
5. Claim forms
6. Arbitration
7. Settlement
8. Salvage
9. Recoveries